LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,096
−HK$10,604/mo
▼ 0.25% · 3.875%
HK$174,356
−HK$5,344/mo
Today · 4.125%
HK$179,700
baseline
▲ 0.50% · 4.625%
HK$190,635
+HK$10,935/mo
Deposit HK$37.08M · loan HK$37.08M · min. income ≈ HK$359,400/mo (50% DSR)
Upfront cash ≈ HK$40.23M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,118
−HK$10,163/mo
▼ 0.25% · 3.875%
HK$193,163
−HK$5,118/mo
Today · 4.125%
HK$198,281
baseline
▲ 0.50% · 4.625%
HK$208,733
+HK$10,452/mo
Deposit HK$37.08M · loan HK$37.08M · min. income ≈ HK$396,562/mo (50% DSR)
Upfront cash ≈ HK$40.23M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,916
−HK$12,724/mo
▼ 0.25% · 3.875%
HK$209,227
−HK$6,413/mo
Today · 4.125%
HK$215,640
baseline
▲ 0.50% · 4.625%
HK$228,761
+HK$13,121/mo
Deposit HK$29.66M · loan HK$44.49M · min. income ≈ HK$431,280/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,742
−HK$12,196/mo
▼ 0.25% · 3.875%
HK$231,796
−HK$6,142/mo
Today · 4.125%
HK$237,938
baseline
▲ 0.50% · 4.625%
HK$250,480
+HK$12,542/mo
Deposit HK$29.66M · loan HK$44.49M · min. income ≈ HK$475,876/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,735
−HK$14,845/mo
▼ 0.25% · 3.875%
HK$244,099
−HK$7,481/mo
Today · 4.125%
HK$251,580
baseline
▲ 0.50% · 4.625%
HK$266,888
+HK$15,308/mo
Deposit HK$22.25M · loan HK$51.91M · min. income ≈ HK$503,160/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,365
−HK$14,229/mo
▼ 0.25% · 3.875%
HK$270,429
−HK$7,165/mo
Today · 4.125%
HK$277,594
baseline
▲ 0.50% · 4.625%
HK$292,226
+HK$14,632/mo
Deposit HK$22.25M · loan HK$51.91M · min. income ≈ HK$555,188/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,374
−HK$19,086/mo
▼ 0.25% · 3.875%
HK$313,841
−HK$9,619/mo
Today · 4.125%
HK$323,460
baseline
▲ 0.50% · 4.625%
HK$343,142
+HK$19,682/mo
Deposit HK$7.42M · loan HK$66.74M · min. income ≈ HK$646,920/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,612
−HK$18,295/mo
▼ 0.25% · 3.875%
HK$347,694
−HK$9,213/mo
Today · 4.125%
HK$356,907
baseline
▲ 0.50% · 4.625%
HK$375,720
+HK$18,813/mo
Deposit HK$7.42M · loan HK$66.74M · min. income ≈ HK$713,814/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)