LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,125
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$174,386
−HK$5,345/mo
Today · 4.125%
HK$179,731
baseline
▲ 0.50% · 4.625%
HK$190,667
+HK$10,936/mo
Deposit HK$37.08M · loan HK$37.08M · min. income ≈ HK$359,462/mo (50% DSR)
Upfront cash ≈ HK$40.24M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,150
−HK$10,165/mo
▼ 0.25% · 3.875%
HK$193,196
−HK$5,119/mo
Today · 4.125%
HK$198,315
baseline
▲ 0.50% · 4.625%
HK$208,769
+HK$10,454/mo
Deposit HK$37.08M · loan HK$37.08M · min. income ≈ HK$396,630/mo (50% DSR)
Upfront cash ≈ HK$40.24M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,950
−HK$12,727/mo
▼ 0.25% · 3.875%
HK$209,263
−HK$6,414/mo
Today · 4.125%
HK$215,677
baseline
▲ 0.50% · 4.625%
HK$228,800
+HK$13,123/mo
Deposit HK$29.67M · loan HK$44.50M · min. income ≈ HK$431,354/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,780
−HK$12,198/mo
▼ 0.25% · 3.875%
HK$231,835
−HK$6,143/mo
Today · 4.125%
HK$237,978
baseline
▲ 0.50% · 4.625%
HK$250,522
+HK$12,544/mo
Deposit HK$29.67M · loan HK$44.50M · min. income ≈ HK$475,956/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,775
−HK$14,848/mo
▼ 0.25% · 3.875%
HK$244,140
−HK$7,483/mo
Today · 4.125%
HK$251,623
baseline
▲ 0.50% · 4.625%
HK$266,934
+HK$15,311/mo
Deposit HK$22.25M · loan HK$51.92M · min. income ≈ HK$503,246/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,410
−HK$14,231/mo
▼ 0.25% · 3.875%
HK$270,475
−HK$7,166/mo
Today · 4.125%
HK$277,641
baseline
▲ 0.50% · 4.625%
HK$292,276
+HK$14,635/mo
Deposit HK$22.25M · loan HK$51.92M · min. income ≈ HK$555,282/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,425
−HK$19,090/mo
▼ 0.25% · 3.875%
HK$313,895
−HK$9,620/mo
Today · 4.125%
HK$323,515
baseline
▲ 0.50% · 4.625%
HK$343,201
+HK$19,686/mo
Deposit HK$7.42M · loan HK$66.75M · min. income ≈ HK$647,030/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,670
−HK$18,297/mo
▼ 0.25% · 3.875%
HK$347,753
−HK$9,214/mo
Today · 4.125%
HK$356,967
baseline
▲ 0.50% · 4.625%
HK$375,784
+HK$18,817/mo
Deposit HK$7.42M · loan HK$66.75M · min. income ≈ HK$713,934/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,152,198 · Scale 2, in force from 26 Feb 2026)