LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,914
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,440
−HK$535/mo
Today · 4.125%
HK$17,975
baseline
▲ 0.50% · 4.625%
HK$19,068
+HK$1,093/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,950/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,816
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,321
−HK$512/mo
Today · 4.125%
HK$19,833
baseline
▲ 0.50% · 4.625%
HK$20,879
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,666/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,297
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,928
−HK$641/mo
Today · 4.125%
HK$21,569
baseline
▲ 0.50% · 4.625%
HK$22,882
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,138/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,580
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,185
−HK$615/mo
Today · 4.125%
HK$23,800
baseline
▲ 0.50% · 4.625%
HK$25,054
+HK$1,254/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,600/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$748/mo
Today · 4.125%
HK$25,164
baseline
▲ 0.50% · 4.625%
HK$26,695
+HK$1,531/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$50,328/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,343
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,050
−HK$716/mo
Today · 4.125%
HK$27,766
baseline
▲ 0.50% · 4.625%
HK$29,230
+HK$1,464/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$55,532/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,445
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,392
−HK$962/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,969/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,870
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$922/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,581
+HK$1,881/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,526 · Scale 2, in force from 26 Feb 2026)