LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,915
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,441
−HK$535/mo
Today · 4.125%
HK$17,976
baseline
▲ 0.50% · 4.625%
HK$19,070
+HK$1,094/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,952/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,818
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,323
−HK$512/mo
Today · 4.125%
HK$19,835
baseline
▲ 0.50% · 4.625%
HK$20,880
+HK$1,045/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,670/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,298
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,930
−HK$641/mo
Today · 4.125%
HK$21,571
baseline
▲ 0.50% · 4.625%
HK$22,884
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,142/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,581
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,187
−HK$614/mo
Today · 4.125%
HK$23,801
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,255/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,602/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,681
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,418
−HK$748/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,531/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$716/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,232
+HK$1,464/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,394
−HK$963/mo
Today · 4.125%
HK$32,357
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,968/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,714/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,872
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,781
−HK$921/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$1,882/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,543 · Scale 2, in force from 26 Feb 2026)