LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,918
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,444
−HK$535/mo
Today · 4.125%
HK$17,979
baseline
▲ 0.50% · 4.625%
HK$19,073
+HK$1,094/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,958/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,821
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,326
−HK$512/mo
Today · 4.125%
HK$19,838
baseline
▲ 0.50% · 4.625%
HK$20,884
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,676/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,302
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,933
−HK$642/mo
Today · 4.125%
HK$21,575
baseline
▲ 0.50% · 4.625%
HK$22,888
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,150/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,585
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,191
−HK$615/mo
Today · 4.125%
HK$23,806
baseline
▲ 0.50% · 4.625%
HK$25,060
+HK$1,254/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,612/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$749/mo
Today · 4.125%
HK$25,171
baseline
▲ 0.50% · 4.625%
HK$26,702
+HK$1,531/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$50,342/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,350
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$717/mo
Today · 4.125%
HK$27,773
baseline
▲ 0.50% · 4.625%
HK$29,237
+HK$1,464/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$55,546/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,453
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,400
−HK$962/mo
Today · 4.125%
HK$32,362
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,969/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,724/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,787
−HK$921/mo
Today · 4.125%
HK$35,708
baseline
▲ 0.50% · 4.625%
HK$37,591
+HK$1,883/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,416/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,582 · Scale 2, in force from 26 Feb 2026)