LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,192
−HK$10,609/mo
▼ 0.25% · 3.875%
HK$174,454
−HK$5,347/mo
Today · 4.125%
HK$179,801
baseline
▲ 0.50% · 4.625%
HK$190,742
+HK$10,941/mo
Deposit HK$37.10M · loan HK$37.10M · min. income ≈ HK$359,602/mo (50% DSR)
Upfront cash ≈ HK$40.25M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,224
−HK$10,169/mo
▼ 0.25% · 3.875%
HK$193,272
−HK$5,121/mo
Today · 4.125%
HK$198,393
baseline
▲ 0.50% · 4.625%
HK$208,851
+HK$10,458/mo
Deposit HK$37.10M · loan HK$37.10M · min. income ≈ HK$396,786/mo (50% DSR)
Upfront cash ≈ HK$40.25M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,030
−HK$12,732/mo
▼ 0.25% · 3.875%
HK$209,345
−HK$6,417/mo
Today · 4.125%
HK$215,762
baseline
▲ 0.50% · 4.625%
HK$228,890
+HK$13,128/mo
Deposit HK$29.68M · loan HK$44.52M · min. income ≈ HK$431,524/mo (50% DSR)
Upfront cash ≈ HK$32.83M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,869
−HK$12,203/mo
▼ 0.25% · 3.875%
HK$231,926
−HK$6,146/mo
Today · 4.125%
HK$238,072
baseline
▲ 0.50% · 4.625%
HK$250,621
+HK$12,549/mo
Deposit HK$29.68M · loan HK$44.52M · min. income ≈ HK$476,144/mo (50% DSR)
Upfront cash ≈ HK$32.83M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,868
−HK$14,854/mo
▼ 0.25% · 3.875%
HK$244,236
−HK$7,486/mo
Today · 4.125%
HK$251,722
baseline
▲ 0.50% · 4.625%
HK$267,039
+HK$15,317/mo
Deposit HK$22.26M · loan HK$51.94M · min. income ≈ HK$503,444/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,514
−HK$14,236/mo
▼ 0.25% · 3.875%
HK$270,581
−HK$7,169/mo
Today · 4.125%
HK$277,750
baseline
▲ 0.50% · 4.625%
HK$292,391
+HK$14,641/mo
Deposit HK$22.26M · loan HK$51.94M · min. income ≈ HK$555,500/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,545
−HK$19,098/mo
▼ 0.25% · 3.875%
HK$314,018
−HK$9,625/mo
Today · 4.125%
HK$323,643
baseline
▲ 0.50% · 4.625%
HK$343,335
+HK$19,692/mo
Deposit HK$7.42M · loan HK$66.78M · min. income ≈ HK$647,286/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,803
−HK$18,305/mo
▼ 0.25% · 3.875%
HK$347,890
−HK$9,218/mo
Today · 4.125%
HK$357,108
baseline
▲ 0.50% · 4.625%
HK$375,931
+HK$18,823/mo
Deposit HK$7.42M · loan HK$66.78M · min. income ≈ HK$714,216/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,153,437 · Scale 2, in force from 26 Feb 2026)