LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,920
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,446
−HK$535/mo
Today · 4.125%
HK$17,981
baseline
▲ 0.50% · 4.625%
HK$19,075
+HK$1,094/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,962/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,823
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,328
−HK$512/mo
Today · 4.125%
HK$19,840
baseline
▲ 0.50% · 4.625%
HK$20,886
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,680/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,304
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,935
−HK$642/mo
Today · 4.125%
HK$21,577
baseline
▲ 0.50% · 4.625%
HK$22,890
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,154/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,588
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,194
−HK$614/mo
Today · 4.125%
HK$23,808
baseline
▲ 0.50% · 4.625%
HK$25,063
+HK$1,255/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,616/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,688
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,425
−HK$748/mo
Today · 4.125%
HK$25,173
baseline
▲ 0.50% · 4.625%
HK$26,705
+HK$1,532/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$50,346/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,353
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$717/mo
Today · 4.125%
HK$27,776
baseline
▲ 0.50% · 4.625%
HK$29,240
+HK$1,464/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$55,552/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,456
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$963/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,969/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,790
−HK$922/mo
Today · 4.125%
HK$35,712
baseline
▲ 0.50% · 4.625%
HK$37,595
+HK$1,883/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,424/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,606 · Scale 2, in force from 26 Feb 2026)