LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,205
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$174,469
−HK$5,347/mo
Today · 4.125%
HK$179,816
baseline
▲ 0.50% · 4.625%
HK$190,757
+HK$10,941/mo
Deposit HK$37.10M · loan HK$37.10M · min. income ≈ HK$359,632/mo (50% DSR)
Upfront cash ≈ HK$40.26M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,239
−HK$10,170/mo
▼ 0.25% · 3.875%
HK$193,288
−HK$5,121/mo
Today · 4.125%
HK$198,409
baseline
▲ 0.50% · 4.625%
HK$208,868
+HK$10,459/mo
Deposit HK$37.10M · loan HK$37.10M · min. income ≈ HK$396,818/mo (50% DSR)
Upfront cash ≈ HK$40.26M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,046
−HK$12,733/mo
▼ 0.25% · 3.875%
HK$209,362
−HK$6,417/mo
Today · 4.125%
HK$215,779
baseline
▲ 0.50% · 4.625%
HK$228,909
+HK$13,130/mo
Deposit HK$29.68M · loan HK$44.52M · min. income ≈ HK$431,558/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,887
−HK$12,204/mo
▼ 0.25% · 3.875%
HK$231,945
−HK$6,146/mo
Today · 4.125%
HK$238,091
baseline
▲ 0.50% · 4.625%
HK$250,641
+HK$12,550/mo
Deposit HK$29.68M · loan HK$44.52M · min. income ≈ HK$476,182/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,888
−HK$14,854/mo
▼ 0.25% · 3.875%
HK$244,256
−HK$7,486/mo
Today · 4.125%
HK$251,742
baseline
▲ 0.50% · 4.625%
HK$267,060
+HK$15,318/mo
Deposit HK$22.26M · loan HK$51.94M · min. income ≈ HK$503,484/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,535
−HK$14,238/mo
▼ 0.25% · 3.875%
HK$270,603
−HK$7,170/mo
Today · 4.125%
HK$277,773
baseline
▲ 0.50% · 4.625%
HK$292,415
+HK$14,642/mo
Deposit HK$22.26M · loan HK$51.94M · min. income ≈ HK$555,546/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,570
−HK$19,099/mo
▼ 0.25% · 3.875%
HK$314,044
−HK$9,625/mo
Today · 4.125%
HK$323,669
baseline
▲ 0.50% · 4.625%
HK$343,363
+HK$19,694/mo
Deposit HK$7.42M · loan HK$66.78M · min. income ≈ HK$647,338/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,831
−HK$18,306/mo
▼ 0.25% · 3.875%
HK$347,918
−HK$9,219/mo
Today · 4.125%
HK$357,137
baseline
▲ 0.50% · 4.625%
HK$375,962
+HK$18,825/mo
Deposit HK$7.42M · loan HK$66.78M · min. income ≈ HK$714,274/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$3,153,693 · Scale 2, in force from 26 Feb 2026)