LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,247
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$174,511
−HK$5,349/mo
Today · 4.125%
HK$179,860
baseline
▲ 0.50% · 4.625%
HK$190,804
+HK$10,944/mo
Deposit HK$37.11M · loan HK$37.11M · min. income ≈ HK$359,720/mo (50% DSR)
Upfront cash ≈ HK$40.27M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,285
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$193,335
−HK$5,123/mo
Today · 4.125%
HK$198,458
baseline
▲ 0.50% · 4.625%
HK$208,919
+HK$10,461/mo
Deposit HK$37.11M · loan HK$37.11M · min. income ≈ HK$396,916/mo (50% DSR)
Upfront cash ≈ HK$40.27M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,096
−HK$12,736/mo
▼ 0.25% · 3.875%
HK$209,414
−HK$6,418/mo
Today · 4.125%
HK$215,832
baseline
▲ 0.50% · 4.625%
HK$228,965
+HK$13,133/mo
Deposit HK$29.69M · loan HK$44.53M · min. income ≈ HK$431,664/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,942
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$232,002
−HK$6,147/mo
Today · 4.125%
HK$238,149
baseline
▲ 0.50% · 4.625%
HK$250,703
+HK$12,554/mo
Deposit HK$29.69M · loan HK$44.53M · min. income ≈ HK$476,298/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,946
−HK$14,858/mo
▼ 0.25% · 3.875%
HK$244,316
−HK$7,488/mo
Today · 4.125%
HK$251,804
baseline
▲ 0.50% · 4.625%
HK$267,126
+HK$15,322/mo
Deposit HK$22.27M · loan HK$51.96M · min. income ≈ HK$503,608/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,600
−HK$14,241/mo
▼ 0.25% · 3.875%
HK$270,669
−HK$7,172/mo
Today · 4.125%
HK$277,841
baseline
▲ 0.50% · 4.625%
HK$292,486
+HK$14,645/mo
Deposit HK$22.27M · loan HK$51.96M · min. income ≈ HK$555,682/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,644
−HK$19,104/mo
▼ 0.25% · 3.875%
HK$314,120
−HK$9,628/mo
Today · 4.125%
HK$323,748
baseline
▲ 0.50% · 4.625%
HK$343,447
+HK$19,699/mo
Deposit HK$7.42M · loan HK$66.80M · min. income ≈ HK$647,496/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,914
−HK$18,310/mo
▼ 0.25% · 3.875%
HK$348,003
−HK$9,221/mo
Today · 4.125%
HK$357,224
baseline
▲ 0.50% · 4.625%
HK$376,054
+HK$18,830/mo
Deposit HK$7.42M · loan HK$66.80M · min. income ≈ HK$714,448/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$3,154,466 · Scale 2, in force from 26 Feb 2026)