LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,928
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,455
−HK$535/mo
Today · 4.125%
HK$17,990
baseline
▲ 0.50% · 4.625%
HK$19,084
+HK$1,094/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,980/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,832
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,337
−HK$513/mo
Today · 4.125%
HK$19,850
baseline
▲ 0.50% · 4.625%
HK$20,896
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,700/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,314
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,946
−HK$642/mo
Today · 4.125%
HK$21,588
baseline
▲ 0.50% · 4.625%
HK$22,901
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,176/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,599
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,205
−HK$615/mo
Today · 4.125%
HK$23,820
baseline
▲ 0.50% · 4.625%
HK$25,075
+HK$1,255/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,640/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,699
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$749/mo
Today · 4.125%
HK$25,186
baseline
▲ 0.50% · 4.625%
HK$26,718
+HK$1,532/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,372/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,365
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,072
−HK$718/mo
Today · 4.125%
HK$27,790
baseline
▲ 0.50% · 4.625%
HK$29,255
+HK$1,465/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,580/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,471
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$963/mo
Today · 4.125%
HK$32,381
baseline
▲ 0.50% · 4.625%
HK$34,352
+HK$1,971/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,762/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,898
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$923/mo
Today · 4.125%
HK$35,730
baseline
▲ 0.50% · 4.625%
HK$37,613
+HK$1,883/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,460/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,714 · Scale 2, in force from 26 Feb 2026)