LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,328
−HK$10,619/mo
▼ 0.25% · 3.875%
HK$174,595
−HK$5,352/mo
Today · 4.125%
HK$179,947
baseline
▲ 0.50% · 4.625%
HK$190,896
+HK$10,949/mo
Deposit HK$37.13M · loan HK$37.13M · min. income ≈ HK$359,894/mo (50% DSR)
Upfront cash ≈ HK$40.29M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,376
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$193,428
−HK$5,125/mo
Today · 4.125%
HK$198,553
baseline
▲ 0.50% · 4.625%
HK$209,019
+HK$10,466/mo
Deposit HK$37.13M · loan HK$37.13M · min. income ≈ HK$397,106/mo (50% DSR)
Upfront cash ≈ HK$40.29M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,194
−HK$12,742/mo
▼ 0.25% · 3.875%
HK$209,514
−HK$6,422/mo
Today · 4.125%
HK$215,936
baseline
▲ 0.50% · 4.625%
HK$229,075
+HK$13,139/mo
Deposit HK$29.70M · loan HK$44.56M · min. income ≈ HK$431,872/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,051
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$232,114
−HK$6,150/mo
Today · 4.125%
HK$238,264
baseline
▲ 0.50% · 4.625%
HK$250,823
+HK$12,559/mo
Deposit HK$29.70M · loan HK$44.56M · min. income ≈ HK$476,528/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,059
−HK$14,866/mo
▼ 0.25% · 3.875%
HK$244,433
−HK$7,492/mo
Today · 4.125%
HK$251,925
baseline
▲ 0.50% · 4.625%
HK$267,254
+HK$15,329/mo
Deposit HK$22.28M · loan HK$51.98M · min. income ≈ HK$503,850/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,726
−HK$14,249/mo
▼ 0.25% · 3.875%
HK$270,799
−HK$7,176/mo
Today · 4.125%
HK$277,975
baseline
▲ 0.50% · 4.625%
HK$292,627
+HK$14,652/mo
Deposit HK$22.28M · loan HK$51.98M · min. income ≈ HK$555,950/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,791
−HK$19,113/mo
▼ 0.25% · 3.875%
HK$314,271
−HK$9,633/mo
Today · 4.125%
HK$323,904
baseline
▲ 0.50% · 4.625%
HK$343,613
+HK$19,709/mo
Deposit HK$7.43M · loan HK$66.83M · min. income ≈ HK$647,808/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,077
−HK$18,319/mo
▼ 0.25% · 3.875%
HK$348,170
−HK$9,226/mo
Today · 4.125%
HK$357,396
baseline
▲ 0.50% · 4.625%
HK$376,235
+HK$18,839/mo
Deposit HK$7.43M · loan HK$66.83M · min. income ≈ HK$714,792/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$3,155,982 · Scale 2, in force from 26 Feb 2026)