LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,933
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,460
−HK$535/mo
Today · 4.125%
HK$17,995
baseline
▲ 0.50% · 4.625%
HK$19,090
+HK$1,095/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,990/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,838
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,343
−HK$513/mo
Today · 4.125%
HK$19,856
baseline
▲ 0.50% · 4.625%
HK$20,903
+HK$1,047/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,712/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,320
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,952
−HK$642/mo
Today · 4.125%
HK$21,594
baseline
▲ 0.50% · 4.625%
HK$22,908
+HK$1,314/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,188/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,606
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$615/mo
Today · 4.125%
HK$23,827
baseline
▲ 0.50% · 4.625%
HK$25,083
+HK$1,256/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,654/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,707
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,444
−HK$749/mo
Today · 4.125%
HK$25,193
baseline
▲ 0.50% · 4.625%
HK$26,726
+HK$1,533/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,386/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,374
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,081
−HK$717/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,264
+HK$1,466/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,480
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,428
−HK$963/mo
Today · 4.125%
HK$32,391
baseline
▲ 0.50% · 4.625%
HK$34,362
+HK$1,971/mo
Deposit HK$743K · loan HK$6.68M · min. income ≈ HK$64,782/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,909
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,818
−HK$923/mo
Today · 4.125%
HK$35,741
baseline
▲ 0.50% · 4.625%
HK$37,625
+HK$1,884/mo
Deposit HK$743K · loan HK$6.68M · min. income ≈ HK$71,482/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,783 · Scale 2, in force from 26 Feb 2026)