LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,356
−HK$10,620/mo
▼ 0.25% · 3.875%
HK$174,624
−HK$5,352/mo
Today · 4.125%
HK$179,976
baseline
▲ 0.50% · 4.625%
HK$190,928
+HK$10,952/mo
Deposit HK$37.14M · loan HK$37.14M · min. income ≈ HK$359,952/mo (50% DSR)
Upfront cash ≈ HK$40.29M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,407
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$193,460
−HK$5,126/mo
Today · 4.125%
HK$198,586
baseline
▲ 0.50% · 4.625%
HK$209,054
+HK$10,468/mo
Deposit HK$37.14M · loan HK$37.14M · min. income ≈ HK$397,172/mo (50% DSR)
Upfront cash ≈ HK$40.29M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,228
−HK$12,744/mo
▼ 0.25% · 3.875%
HK$209,549
−HK$6,423/mo
Today · 4.125%
HK$215,972
baseline
▲ 0.50% · 4.625%
HK$229,113
+HK$13,141/mo
Deposit HK$29.71M · loan HK$44.56M · min. income ≈ HK$431,944/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,089
−HK$12,214/mo
▼ 0.25% · 3.875%
HK$232,152
−HK$6,151/mo
Today · 4.125%
HK$238,303
baseline
▲ 0.50% · 4.625%
HK$250,865
+HK$12,562/mo
Deposit HK$29.71M · loan HK$44.56M · min. income ≈ HK$476,606/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,099
−HK$14,868/mo
▼ 0.25% · 3.875%
HK$244,474
−HK$7,493/mo
Today · 4.125%
HK$251,967
baseline
▲ 0.50% · 4.625%
HK$267,299
+HK$15,332/mo
Deposit HK$22.28M · loan HK$51.99M · min. income ≈ HK$503,934/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,770
−HK$14,251/mo
▼ 0.25% · 3.875%
HK$270,844
−HK$7,177/mo
Today · 4.125%
HK$278,021
baseline
▲ 0.50% · 4.625%
HK$292,676
+HK$14,655/mo
Deposit HK$22.28M · loan HK$51.99M · min. income ≈ HK$556,042/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,841
−HK$19,117/mo
▼ 0.25% · 3.875%
HK$314,324
−HK$9,634/mo
Today · 4.125%
HK$323,958
baseline
▲ 0.50% · 4.625%
HK$343,670
+HK$19,712/mo
Deposit HK$7.43M · loan HK$66.84M · min. income ≈ HK$647,916/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,133
−HK$18,322/mo
▼ 0.25% · 3.875%
HK$348,228
−HK$9,227/mo
Today · 4.125%
HK$357,455
baseline
▲ 0.50% · 4.625%
HK$376,297
+HK$18,842/mo
Deposit HK$7.43M · loan HK$66.84M · min. income ≈ HK$714,910/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$3,156,506 · Scale 2, in force from 26 Feb 2026)