LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,938
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,465
−HK$535/mo
Today · 4.125%
HK$18,000
baseline
▲ 0.50% · 4.625%
HK$19,096
+HK$1,096/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$36,000/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,844
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,349
−HK$513/mo
Today · 4.125%
HK$19,862
baseline
▲ 0.50% · 4.625%
HK$20,909
+HK$1,047/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,724/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,326
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,958
−HK$643/mo
Today · 4.125%
HK$21,601
baseline
▲ 0.50% · 4.625%
HK$22,915
+HK$1,314/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,202/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,612
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,219
−HK$615/mo
Today · 4.125%
HK$23,834
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,256/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,668/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,714
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,451
−HK$750/mo
Today · 4.125%
HK$25,201
baseline
▲ 0.50% · 4.625%
HK$26,734
+HK$1,533/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,402/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,381
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,089
−HK$717/mo
Today · 4.125%
HK$27,806
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,466/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,612/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,489
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,437
−HK$964/mo
Today · 4.125%
HK$32,401
baseline
▲ 0.50% · 4.625%
HK$34,372
+HK$1,971/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$64,802/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,919
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,828
−HK$923/mo
Today · 4.125%
HK$35,751
baseline
▲ 0.50% · 4.625%
HK$37,636
+HK$1,885/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$71,502/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$222,848 · Scale 2, in force from 26 Feb 2026)