LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,943
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,470
−HK$535/mo
Today · 4.125%
HK$18,005
baseline
▲ 0.50% · 4.625%
HK$19,101
+HK$1,096/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,010/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,849
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,354
−HK$513/mo
Today · 4.125%
HK$19,867
baseline
▲ 0.50% · 4.625%
HK$20,914
+HK$1,047/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,734/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,331
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,964
−HK$642/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,921
+HK$1,315/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,618
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,225
−HK$615/mo
Today · 4.125%
HK$23,840
baseline
▲ 0.50% · 4.625%
HK$25,097
+HK$1,257/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,680/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,458
−HK$749/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,741
+HK$1,534/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$718/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,280
+HK$1,466/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,497
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,446
−HK$964/mo
Today · 4.125%
HK$32,410
baseline
▲ 0.50% · 4.625%
HK$34,382
+HK$1,972/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$64,820/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,928
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,838
−HK$923/mo
Today · 4.125%
HK$35,761
baseline
▲ 0.50% · 4.625%
HK$37,646
+HK$1,885/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$71,522/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$222,907 · Scale 2, in force from 26 Feb 2026)