LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,434
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$174,704
−HK$5,355/mo
Today · 4.125%
HK$180,059
baseline
▲ 0.50% · 4.625%
HK$191,015
+HK$10,956/mo
Deposit HK$37.15M · loan HK$37.15M · min. income ≈ HK$360,118/mo (50% DSR)
Upfront cash ≈ HK$40.31M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,493
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$193,549
−HK$5,128/mo
Today · 4.125%
HK$198,677
baseline
▲ 0.50% · 4.625%
HK$209,150
+HK$10,473/mo
Deposit HK$37.15M · loan HK$37.15M · min. income ≈ HK$397,354/mo (50% DSR)
Upfront cash ≈ HK$40.31M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,321
−HK$12,750/mo
▼ 0.25% · 3.875%
HK$209,645
−HK$6,426/mo
Today · 4.125%
HK$216,071
baseline
▲ 0.50% · 4.625%
HK$229,218
+HK$13,147/mo
Deposit HK$29.72M · loan HK$44.58M · min. income ≈ HK$432,142/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,192
−HK$12,221/mo
▼ 0.25% · 3.875%
HK$232,258
−HK$6,155/mo
Today · 4.125%
HK$238,413
baseline
▲ 0.50% · 4.625%
HK$250,980
+HK$12,567/mo
Deposit HK$29.72M · loan HK$44.58M · min. income ≈ HK$476,826/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,207
−HK$14,875/mo
▼ 0.25% · 3.875%
HK$244,586
−HK$7,496/mo
Today · 4.125%
HK$252,082
baseline
▲ 0.50% · 4.625%
HK$267,421
+HK$15,339/mo
Deposit HK$22.29M · loan HK$52.01M · min. income ≈ HK$504,164/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,891
−HK$14,257/mo
▼ 0.25% · 3.875%
HK$270,968
−HK$7,180/mo
Today · 4.125%
HK$278,148
baseline
▲ 0.50% · 4.625%
HK$292,810
+HK$14,662/mo
Deposit HK$22.29M · loan HK$52.01M · min. income ≈ HK$556,296/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,981
−HK$19,125/mo
▼ 0.25% · 3.875%
HK$314,468
−HK$9,638/mo
Today · 4.125%
HK$324,106
baseline
▲ 0.50% · 4.625%
HK$343,827
+HK$19,721/mo
Deposit HK$7.43M · loan HK$66.87M · min. income ≈ HK$648,212/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,288
−HK$18,331/mo
▼ 0.25% · 3.875%
HK$348,388
−HK$9,231/mo
Today · 4.125%
HK$357,619
baseline
▲ 0.50% · 4.625%
HK$376,469
+HK$18,850/mo
Deposit HK$7.43M · loan HK$66.87M · min. income ≈ HK$715,238/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,157,951 · Scale 2, in force from 26 Feb 2026)