LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,455
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$174,726
−HK$5,356/mo
Today · 4.125%
HK$180,082
baseline
▲ 0.50% · 4.625%
HK$191,039
+HK$10,957/mo
Deposit HK$37.16M · loan HK$37.16M · min. income ≈ HK$360,164/mo (50% DSR)
Upfront cash ≈ HK$40.32M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,517
−HK$10,185/mo
▼ 0.25% · 3.875%
HK$193,573
−HK$5,129/mo
Today · 4.125%
HK$198,702
baseline
▲ 0.50% · 4.625%
HK$209,176
+HK$10,474/mo
Deposit HK$37.16M · loan HK$37.16M · min. income ≈ HK$397,404/mo (50% DSR)
Upfront cash ≈ HK$40.32M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,346
−HK$12,752/mo
▼ 0.25% · 3.875%
HK$209,672
−HK$6,426/mo
Today · 4.125%
HK$216,098
baseline
▲ 0.50% · 4.625%
HK$229,247
+HK$13,149/mo
Deposit HK$29.73M · loan HK$44.59M · min. income ≈ HK$432,196/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,221
−HK$12,222/mo
▼ 0.25% · 3.875%
HK$232,288
−HK$6,155/mo
Today · 4.125%
HK$238,443
baseline
▲ 0.50% · 4.625%
HK$251,011
+HK$12,568/mo
Deposit HK$29.73M · loan HK$44.59M · min. income ≈ HK$476,886/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,237
−HK$14,877/mo
▼ 0.25% · 3.875%
HK$244,617
−HK$7,497/mo
Today · 4.125%
HK$252,114
baseline
▲ 0.50% · 4.625%
HK$267,455
+HK$15,341/mo
Deposit HK$22.29M · loan HK$52.02M · min. income ≈ HK$504,228/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,924
−HK$14,259/mo
▼ 0.25% · 3.875%
HK$271,003
−HK$7,180/mo
Today · 4.125%
HK$278,183
baseline
▲ 0.50% · 4.625%
HK$292,847
+HK$14,664/mo
Deposit HK$22.29M · loan HK$52.02M · min. income ≈ HK$556,366/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,020
−HK$19,127/mo
▼ 0.25% · 3.875%
HK$314,507
−HK$9,640/mo
Today · 4.125%
HK$324,147
baseline
▲ 0.50% · 4.625%
HK$343,871
+HK$19,724/mo
Deposit HK$7.43M · loan HK$66.88M · min. income ≈ HK$648,294/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,331
−HK$18,333/mo
▼ 0.25% · 3.875%
HK$348,432
−HK$9,232/mo
Today · 4.125%
HK$357,664
baseline
▲ 0.50% · 4.625%
HK$376,517
+HK$18,853/mo
Deposit HK$7.43M · loan HK$66.88M · min. income ≈ HK$715,328/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,158,351 · Scale 2, in force from 26 Feb 2026)