LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,470
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$174,742
−HK$5,356/mo
Today · 4.125%
HK$180,098
baseline
▲ 0.50% · 4.625%
HK$191,056
+HK$10,958/mo
Deposit HK$37.16M · loan HK$37.16M · min. income ≈ HK$360,196/mo (50% DSR)
Upfront cash ≈ HK$40.32M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,534
−HK$10,186/mo
▼ 0.25% · 3.875%
HK$193,590
−HK$5,130/mo
Today · 4.125%
HK$198,720
baseline
▲ 0.50% · 4.625%
HK$209,195
+HK$10,475/mo
Deposit HK$37.16M · loan HK$37.16M · min. income ≈ HK$397,440/mo (50% DSR)
Upfront cash ≈ HK$40.32M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,364
−HK$12,753/mo
▼ 0.25% · 3.875%
HK$209,690
−HK$6,427/mo
Today · 4.125%
HK$216,117
baseline
▲ 0.50% · 4.625%
HK$229,267
+HK$13,150/mo
Deposit HK$29.73M · loan HK$44.59M · min. income ≈ HK$432,234/mo (50% DSR)
Upfront cash ≈ HK$32.89M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,241
−HK$12,223/mo
▼ 0.25% · 3.875%
HK$232,309
−HK$6,155/mo
Today · 4.125%
HK$238,464
baseline
▲ 0.50% · 4.625%
HK$251,034
+HK$12,570/mo
Deposit HK$29.73M · loan HK$44.59M · min. income ≈ HK$476,928/mo (50% DSR)
Upfront cash ≈ HK$32.89M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,258
−HK$14,879/mo
▼ 0.25% · 3.875%
HK$244,639
−HK$7,498/mo
Today · 4.125%
HK$252,137
baseline
▲ 0.50% · 4.625%
HK$267,479
+HK$15,342/mo
Deposit HK$22.30M · loan HK$52.02M · min. income ≈ HK$504,274/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,948
−HK$14,260/mo
▼ 0.25% · 3.875%
HK$271,027
−HK$7,181/mo
Today · 4.125%
HK$278,208
baseline
▲ 0.50% · 4.625%
HK$292,873
+HK$14,665/mo
Deposit HK$22.30M · loan HK$52.02M · min. income ≈ HK$556,416/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,047
−HK$19,129/mo
▼ 0.25% · 3.875%
HK$314,535
−HK$9,641/mo
Today · 4.125%
HK$324,176
baseline
▲ 0.50% · 4.625%
HK$343,901
+HK$19,725/mo
Deposit HK$7.43M · loan HK$66.89M · min. income ≈ HK$648,352/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,361
−HK$18,335/mo
▼ 0.25% · 3.875%
HK$348,463
−HK$9,233/mo
Today · 4.125%
HK$357,696
baseline
▲ 0.50% · 4.625%
HK$376,551
+HK$18,855/mo
Deposit HK$7.43M · loan HK$66.89M · min. income ≈ HK$715,392/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,158,632 · Scale 2, in force from 26 Feb 2026)