LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,951
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,478
−HK$536/mo
Today · 4.125%
HK$18,014
baseline
▲ 0.50% · 4.625%
HK$19,110
+HK$1,096/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,028/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,857
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,363
−HK$513/mo
Today · 4.125%
HK$19,876
baseline
▲ 0.50% · 4.625%
HK$20,924
+HK$1,048/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,752/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,341
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,974
−HK$642/mo
Today · 4.125%
HK$21,616
baseline
▲ 0.50% · 4.625%
HK$22,932
+HK$1,316/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,232/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,629
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,236
−HK$616/mo
Today · 4.125%
HK$23,852
baseline
▲ 0.50% · 4.625%
HK$25,109
+HK$1,257/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,704/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,731
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,469
−HK$750/mo
Today · 4.125%
HK$25,219
baseline
▲ 0.50% · 4.625%
HK$26,754
+HK$1,535/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,438/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$719/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,294
+HK$1,467/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,511
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,460
−HK$965/mo
Today · 4.125%
HK$32,425
baseline
▲ 0.50% · 4.625%
HK$34,397
+HK$1,972/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$64,850/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,943
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,854
−HK$923/mo
Today · 4.125%
HK$35,777
baseline
▲ 0.50% · 4.625%
HK$37,663
+HK$1,886/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$71,554/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$223,010 · Scale 2, in force from 26 Feb 2026)