LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,517
−HK$10,630/mo
▼ 0.25% · 3.875%
HK$174,790
−HK$5,357/mo
Today · 4.125%
HK$180,147
baseline
▲ 0.50% · 4.625%
HK$191,109
+HK$10,962/mo
Deposit HK$37.17M · loan HK$37.17M · min. income ≈ HK$360,294/mo (50% DSR)
Upfront cash ≈ HK$40.33M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,586
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$193,644
−HK$5,131/mo
Today · 4.125%
HK$198,775
baseline
▲ 0.50% · 4.625%
HK$209,252
+HK$10,477/mo
Deposit HK$37.17M · loan HK$37.17M · min. income ≈ HK$397,550/mo (50% DSR)
Upfront cash ≈ HK$40.33M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,420
−HK$12,757/mo
▼ 0.25% · 3.875%
HK$209,748
−HK$6,429/mo
Today · 4.125%
HK$216,177
baseline
▲ 0.50% · 4.625%
HK$229,331
+HK$13,154/mo
Deposit HK$29.74M · loan HK$44.60M · min. income ≈ HK$432,354/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,303
−HK$12,227/mo
▼ 0.25% · 3.875%
HK$232,373
−HK$6,157/mo
Today · 4.125%
HK$238,530
baseline
▲ 0.50% · 4.625%
HK$251,103
+HK$12,573/mo
Deposit HK$29.74M · loan HK$44.60M · min. income ≈ HK$477,060/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,324
−HK$14,882/mo
▼ 0.25% · 3.875%
HK$244,706
−HK$7,500/mo
Today · 4.125%
HK$252,206
baseline
▲ 0.50% · 4.625%
HK$267,552
+HK$15,346/mo
Deposit HK$22.30M · loan HK$52.04M · min. income ≈ HK$504,412/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,020
−HK$14,265/mo
▼ 0.25% · 3.875%
HK$271,101
−HK$7,184/mo
Today · 4.125%
HK$278,285
baseline
▲ 0.50% · 4.625%
HK$292,953
+HK$14,668/mo
Deposit HK$22.30M · loan HK$52.04M · min. income ≈ HK$556,570/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,131
−HK$19,134/mo
▼ 0.25% · 3.875%
HK$314,622
−HK$9,643/mo
Today · 4.125%
HK$324,265
baseline
▲ 0.50% · 4.625%
HK$343,996
+HK$19,731/mo
Deposit HK$7.43M · loan HK$66.91M · min. income ≈ HK$648,530/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,455
−HK$18,339/mo
▼ 0.25% · 3.875%
HK$348,559
−HK$9,235/mo
Today · 4.125%
HK$357,794
baseline
▲ 0.50% · 4.625%
HK$376,654
+HK$18,860/mo
Deposit HK$7.43M · loan HK$66.91M · min. income ≈ HK$715,588/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,159,502 · Scale 2, in force from 26 Feb 2026)