LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,534
−HK$10,632/mo
▼ 0.25% · 3.875%
HK$174,808
−HK$5,358/mo
Today · 4.125%
HK$180,166
baseline
▲ 0.50% · 4.625%
HK$191,128
+HK$10,962/mo
Deposit HK$37.17M · loan HK$37.17M · min. income ≈ HK$360,332/mo (50% DSR)
Upfront cash ≈ HK$40.33M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,605
−HK$10,190/mo
▼ 0.25% · 3.875%
HK$193,664
−HK$5,131/mo
Today · 4.125%
HK$198,795
baseline
▲ 0.50% · 4.625%
HK$209,274
+HK$10,479/mo
Deposit HK$37.17M · loan HK$37.17M · min. income ≈ HK$397,590/mo (50% DSR)
Upfront cash ≈ HK$40.33M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,441
−HK$12,758/mo
▼ 0.25% · 3.875%
HK$209,769
−HK$6,430/mo
Today · 4.125%
HK$216,199
baseline
▲ 0.50% · 4.625%
HK$229,354
+HK$13,155/mo
Deposit HK$29.74M · loan HK$44.61M · min. income ≈ HK$432,398/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,326
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$232,396
−HK$6,158/mo
Today · 4.125%
HK$238,554
baseline
▲ 0.50% · 4.625%
HK$251,128
+HK$12,574/mo
Deposit HK$29.74M · loan HK$44.61M · min. income ≈ HK$477,108/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,348
−HK$14,884/mo
▼ 0.25% · 3.875%
HK$244,731
−HK$7,501/mo
Today · 4.125%
HK$252,232
baseline
▲ 0.50% · 4.625%
HK$267,580
+HK$15,348/mo
Deposit HK$22.30M · loan HK$52.04M · min. income ≈ HK$504,464/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,047
−HK$14,266/mo
▼ 0.25% · 3.875%
HK$271,129
−HK$7,184/mo
Today · 4.125%
HK$278,313
baseline
▲ 0.50% · 4.625%
HK$292,983
+HK$14,670/mo
Deposit HK$22.30M · loan HK$52.04M · min. income ≈ HK$556,626/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,162
−HK$19,136/mo
▼ 0.25% · 3.875%
HK$314,654
−HK$9,644/mo
Today · 4.125%
HK$324,298
baseline
▲ 0.50% · 4.625%
HK$344,031
+HK$19,733/mo
Deposit HK$7.43M · loan HK$66.91M · min. income ≈ HK$648,596/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,489
−HK$18,342/mo
▼ 0.25% · 3.875%
HK$348,594
−HK$9,237/mo
Today · 4.125%
HK$357,831
baseline
▲ 0.50% · 4.625%
HK$376,693
+HK$18,862/mo
Deposit HK$7.43M · loan HK$66.91M · min. income ≈ HK$715,662/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$3,159,824 · Scale 2, in force from 26 Feb 2026)