LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,956
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,484
−HK$536/mo
Today · 4.125%
HK$18,020
baseline
▲ 0.50% · 4.625%
HK$19,116
+HK$1,096/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,040/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,864
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,370
−HK$513/mo
Today · 4.125%
HK$19,883
baseline
▲ 0.50% · 4.625%
HK$20,931
+HK$1,048/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,766/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,348
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,981
−HK$643/mo
Today · 4.125%
HK$21,624
baseline
▲ 0.50% · 4.625%
HK$22,939
+HK$1,315/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,248/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,636
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,244
−HK$615/mo
Today · 4.125%
HK$23,859
baseline
▲ 0.50% · 4.625%
HK$25,117
+HK$1,258/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,718/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,477
−HK$750/mo
Today · 4.125%
HK$25,227
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,536/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,454/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,409
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$718/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,303
+HK$1,467/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,471
−HK$964/mo
Today · 4.125%
HK$32,435
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,974/mo
Deposit HK$744K · loan HK$6.69M · min. income ≈ HK$64,870/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,955
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,865
−HK$924/mo
Today · 4.125%
HK$35,789
baseline
▲ 0.50% · 4.625%
HK$37,676
+HK$1,887/mo
Deposit HK$744K · loan HK$6.69M · min. income ≈ HK$71,578/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,085 · Scale 2, in force from 26 Feb 2026)