LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,964
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,492
−HK$536/mo
Today · 4.125%
HK$18,028
baseline
▲ 0.50% · 4.625%
HK$19,125
+HK$1,097/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,056/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,872
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,378
−HK$514/mo
Today · 4.125%
HK$19,892
baseline
▲ 0.50% · 4.625%
HK$20,940
+HK$1,048/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,784/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,357
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,990
−HK$643/mo
Today · 4.125%
HK$21,633
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$43,266/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,647
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$616/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,128
+HK$1,258/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,749
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$751/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,774
+HK$1,535/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,421
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,130
−HK$718/mo
Today · 4.125%
HK$27,848
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,468/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,696/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,535
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$965/mo
Today · 4.125%
HK$32,450
baseline
▲ 0.50% · 4.625%
HK$34,424
+HK$1,974/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,900/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,970
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,881
−HK$924/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,692
+HK$1,887/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,184 · Scale 2, in force from 26 Feb 2026)