LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,965
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,493
−HK$536/mo
Today · 4.125%
HK$18,029
baseline
▲ 0.50% · 4.625%
HK$19,126
+HK$1,097/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,058/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,874
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,380
−HK$513/mo
Today · 4.125%
HK$19,893
baseline
▲ 0.50% · 4.625%
HK$20,942
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,786/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,358
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,991
−HK$644/mo
Today · 4.125%
HK$21,635
baseline
▲ 0.50% · 4.625%
HK$22,951
+HK$1,316/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$43,270/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,648
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,256
−HK$616/mo
Today · 4.125%
HK$23,872
baseline
▲ 0.50% · 4.625%
HK$25,130
+HK$1,258/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$47,744/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,490
−HK$751/mo
Today · 4.125%
HK$25,241
baseline
▲ 0.50% · 4.625%
HK$26,776
+HK$1,535/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,482/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,423
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$718/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,537
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,487
−HK$965/mo
Today · 4.125%
HK$32,452
baseline
▲ 0.50% · 4.625%
HK$34,427
+HK$1,975/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,904/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,972
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,883
−HK$925/mo
Today · 4.125%
HK$35,808
baseline
▲ 0.50% · 4.625%
HK$37,695
+HK$1,887/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,616/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,201 · Scale 2, in force from 26 Feb 2026)