LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,966
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,494
−HK$536/mo
Today · 4.125%
HK$18,030
baseline
▲ 0.50% · 4.625%
HK$19,128
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,060/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,875
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,381
−HK$514/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$20,943
+HK$1,048/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,360
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,993
−HK$644/mo
Today · 4.125%
HK$21,637
baseline
▲ 0.50% · 4.625%
HK$22,953
+HK$1,316/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$43,274/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,650
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,258
−HK$616/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,258/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$751/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,779
+HK$1,536/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,425
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,134
−HK$719/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,468/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,540
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$965/mo
Today · 4.125%
HK$32,455
baseline
▲ 0.50% · 4.625%
HK$34,430
+HK$1,975/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,910/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,975
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$925/mo
Today · 4.125%
HK$35,811
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$1,887/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,622/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,219 · Scale 2, in force from 26 Feb 2026)