LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,692
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$174,970
−HK$5,363/mo
Today · 4.125%
HK$180,333
baseline
▲ 0.50% · 4.625%
HK$191,306
+HK$10,973/mo
Deposit HK$37.21M · loan HK$37.21M · min. income ≈ HK$360,666/mo (50% DSR)
Upfront cash ≈ HK$40.37M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,780
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$193,843
−HK$5,137/mo
Today · 4.125%
HK$198,980
baseline
▲ 0.50% · 4.625%
HK$209,468
+HK$10,488/mo
Deposit HK$37.21M · loan HK$37.21M · min. income ≈ HK$397,960/mo (50% DSR)
Upfront cash ≈ HK$40.37M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,630
−HK$12,769/mo
▼ 0.25% · 3.875%
HK$209,964
−HK$6,435/mo
Today · 4.125%
HK$216,399
baseline
▲ 0.50% · 4.625%
HK$229,567
+HK$13,168/mo
Deposit HK$29.77M · loan HK$44.65M · min. income ≈ HK$432,798/mo (50% DSR)
Upfront cash ≈ HK$32.93M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,536
−HK$12,239/mo
▼ 0.25% · 3.875%
HK$232,612
−HK$6,163/mo
Today · 4.125%
HK$238,775
baseline
▲ 0.50% · 4.625%
HK$251,362
+HK$12,587/mo
Deposit HK$29.77M · loan HK$44.65M · min. income ≈ HK$477,550/mo (50% DSR)
Upfront cash ≈ HK$32.93M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,568
−HK$14,898/mo
▼ 0.25% · 3.875%
HK$244,958
−HK$7,508/mo
Today · 4.125%
HK$252,466
baseline
▲ 0.50% · 4.625%
HK$267,828
+HK$15,362/mo
Deposit HK$22.33M · loan HK$52.09M · min. income ≈ HK$504,932/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,292
−HK$14,279/mo
▼ 0.25% · 3.875%
HK$271,381
−HK$7,190/mo
Today · 4.125%
HK$278,571
baseline
▲ 0.50% · 4.625%
HK$293,255
+HK$14,684/mo
Deposit HK$22.33M · loan HK$52.09M · min. income ≈ HK$557,142/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,445
−HK$19,154/mo
▼ 0.25% · 3.875%
HK$314,946
−HK$9,653/mo
Today · 4.125%
HK$324,599
baseline
▲ 0.50% · 4.625%
HK$344,350
+HK$19,751/mo
Deposit HK$7.44M · loan HK$66.98M · min. income ≈ HK$649,198/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,805
−HK$18,358/mo
▼ 0.25% · 3.875%
HK$348,918
−HK$9,245/mo
Today · 4.125%
HK$358,163
baseline
▲ 0.50% · 4.625%
HK$377,042
+HK$18,879/mo
Deposit HK$7.44M · loan HK$66.98M · min. income ≈ HK$716,326/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$3,162,757 · Scale 2, in force from 26 Feb 2026)