LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,973
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,501
−HK$536/mo
Today · 4.125%
HK$18,037
baseline
▲ 0.50% · 4.625%
HK$19,135
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,074/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,882
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,389
−HK$514/mo
Today · 4.125%
HK$19,903
baseline
▲ 0.50% · 4.625%
HK$20,952
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,806/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,368
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,001
−HK$644/mo
Today · 4.125%
HK$21,645
baseline
▲ 0.50% · 4.625%
HK$22,962
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,290/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,659
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,267
−HK$616/mo
Today · 4.125%
HK$23,883
baseline
▲ 0.50% · 4.625%
HK$25,142
+HK$1,259/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,766/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,762
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$751/mo
Today · 4.125%
HK$25,252
baseline
▲ 0.50% · 4.625%
HK$26,789
+HK$1,537/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,504/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$720/mo
Today · 4.125%
HK$27,864
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,468/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,728/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,552
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,502
−HK$965/mo
Today · 4.125%
HK$32,467
baseline
▲ 0.50% · 4.625%
HK$34,443
+HK$1,976/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,934/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,988
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,900
−HK$925/mo
Today · 4.125%
HK$35,825
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$1,888/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,650/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,305 · Scale 2, in force from 26 Feb 2026)