LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,758
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$175,039
−HK$5,365/mo
Today · 4.125%
HK$180,404
baseline
▲ 0.50% · 4.625%
HK$191,381
+HK$10,977/mo
Deposit HK$37.22M · loan HK$37.22M · min. income ≈ HK$360,808/mo (50% DSR)
Upfront cash ≈ HK$40.39M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,855
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$193,920
−HK$5,138/mo
Today · 4.125%
HK$199,058
baseline
▲ 0.50% · 4.625%
HK$209,550
+HK$10,492/mo
Deposit HK$37.22M · loan HK$37.22M · min. income ≈ HK$398,116/mo (50% DSR)
Upfront cash ≈ HK$40.39M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,710
−HK$12,775/mo
▼ 0.25% · 3.875%
HK$210,047
−HK$6,438/mo
Today · 4.125%
HK$216,485
baseline
▲ 0.50% · 4.625%
HK$229,657
+HK$13,172/mo
Deposit HK$29.78M · loan HK$44.67M · min. income ≈ HK$432,970/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,625
−HK$12,244/mo
▼ 0.25% · 3.875%
HK$232,703
−HK$6,166/mo
Today · 4.125%
HK$238,869
baseline
▲ 0.50% · 4.625%
HK$251,460
+HK$12,591/mo
Deposit HK$29.78M · loan HK$44.67M · min. income ≈ HK$477,738/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,662
−HK$14,903/mo
▼ 0.25% · 3.875%
HK$245,054
−HK$7,511/mo
Today · 4.125%
HK$252,565
baseline
▲ 0.50% · 4.625%
HK$267,933
+HK$15,368/mo
Deposit HK$22.33M · loan HK$52.11M · min. income ≈ HK$505,130/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,396
−HK$14,285/mo
▼ 0.25% · 3.875%
HK$271,487
−HK$7,194/mo
Today · 4.125%
HK$278,681
baseline
▲ 0.50% · 4.625%
HK$293,371
+HK$14,690/mo
Deposit HK$22.33M · loan HK$52.11M · min. income ≈ HK$557,362/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,565
−HK$19,162/mo
▼ 0.25% · 3.875%
HK$315,070
−HK$9,657/mo
Today · 4.125%
HK$324,727
baseline
▲ 0.50% · 4.625%
HK$344,486
+HK$19,759/mo
Deposit HK$7.44M · loan HK$67.00M · min. income ≈ HK$649,454/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,938
−HK$18,366/mo
▼ 0.25% · 3.875%
HK$349,055
−HK$9,249/mo
Today · 4.125%
HK$358,304
baseline
▲ 0.50% · 4.625%
HK$377,191
+HK$18,887/mo
Deposit HK$7.44M · loan HK$67.00M · min. income ≈ HK$716,608/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$3,164,001 · Scale 2, in force from 26 Feb 2026)