LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,977
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,505
−HK$536/mo
Today · 4.125%
HK$18,041
baseline
▲ 0.50% · 4.625%
HK$19,139
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,082/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,887
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,393
−HK$514/mo
Today · 4.125%
HK$19,907
baseline
▲ 0.50% · 4.625%
HK$20,956
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,814/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,372
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,006
−HK$644/mo
Today · 4.125%
HK$21,650
baseline
▲ 0.50% · 4.625%
HK$22,967
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,300/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,664
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,272
−HK$616/mo
Today · 4.125%
HK$23,888
baseline
▲ 0.50% · 4.625%
HK$25,147
+HK$1,259/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,776/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,768
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,507
−HK$751/mo
Today · 4.125%
HK$25,258
baseline
▲ 0.50% · 4.625%
HK$26,795
+HK$1,537/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,516/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,441
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,150
−HK$720/mo
Today · 4.125%
HK$27,870
baseline
▲ 0.50% · 4.625%
HK$29,339
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,740/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,558
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,509
−HK$966/mo
Today · 4.125%
HK$32,475
baseline
▲ 0.50% · 4.625%
HK$34,451
+HK$1,976/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,950/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,996
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$924/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$1,889/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,355 · Scale 2, in force from 26 Feb 2026)