LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,981
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,509
−HK$537/mo
Today · 4.125%
HK$18,046
baseline
▲ 0.50% · 4.625%
HK$19,144
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,092/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,891
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,398
−HK$514/mo
Today · 4.125%
HK$19,912
baseline
▲ 0.50% · 4.625%
HK$20,962
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,824/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,377
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,011
−HK$644/mo
Today · 4.125%
HK$21,655
baseline
▲ 0.50% · 4.625%
HK$22,973
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,310/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,670
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$616/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,513
−HK$751/mo
Today · 4.125%
HK$25,264
baseline
▲ 0.50% · 4.625%
HK$26,802
+HK$1,538/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,528/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,157
−HK$720/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,346
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,566
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,517
−HK$966/mo
Today · 4.125%
HK$32,483
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,976/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,966/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$925/mo
Today · 4.125%
HK$35,841
baseline
▲ 0.50% · 4.625%
HK$37,731
+HK$1,890/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,682/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)