LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,822
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$175,104
−HK$5,367/mo
Today · 4.125%
HK$180,471
baseline
▲ 0.50% · 4.625%
HK$191,452
+HK$10,981/mo
Deposit HK$37.24M · loan HK$37.24M · min. income ≈ HK$360,942/mo (50% DSR)
Upfront cash ≈ HK$40.40M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,925
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$193,992
−HK$5,140/mo
Today · 4.125%
HK$199,132
baseline
▲ 0.50% · 4.625%
HK$209,628
+HK$10,496/mo
Deposit HK$37.24M · loan HK$37.24M · min. income ≈ HK$398,264/mo (50% DSR)
Upfront cash ≈ HK$40.40M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,786
−HK$12,779/mo
▼ 0.25% · 3.875%
HK$210,125
−HK$6,440/mo
Today · 4.125%
HK$216,565
baseline
▲ 0.50% · 4.625%
HK$229,742
+HK$13,177/mo
Deposit HK$29.79M · loan HK$44.68M · min. income ≈ HK$433,130/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,710
−HK$12,248/mo
▼ 0.25% · 3.875%
HK$232,790
−HK$6,168/mo
Today · 4.125%
HK$238,958
baseline
▲ 0.50% · 4.625%
HK$251,554
+HK$12,596/mo
Deposit HK$29.79M · loan HK$44.68M · min. income ≈ HK$477,916/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,750
−HK$14,909/mo
▼ 0.25% · 3.875%
HK$245,145
−HK$7,514/mo
Today · 4.125%
HK$252,659
baseline
▲ 0.50% · 4.625%
HK$268,033
+HK$15,374/mo
Deposit HK$22.34M · loan HK$52.13M · min. income ≈ HK$505,318/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,495
−HK$14,289/mo
▼ 0.25% · 3.875%
HK$271,588
−HK$7,196/mo
Today · 4.125%
HK$278,784
baseline
▲ 0.50% · 4.625%
HK$293,480
+HK$14,696/mo
Deposit HK$22.34M · loan HK$52.13M · min. income ≈ HK$557,568/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,679
−HK$19,168/mo
▼ 0.25% · 3.875%
HK$315,187
−HK$9,660/mo
Today · 4.125%
HK$324,847
baseline
▲ 0.50% · 4.625%
HK$344,614
+HK$19,767/mo
Deposit HK$7.45M · loan HK$67.03M · min. income ≈ HK$649,694/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,065
−HK$18,372/mo
▼ 0.25% · 3.875%
HK$349,185
−HK$9,252/mo
Today · 4.125%
HK$358,437
baseline
▲ 0.50% · 4.625%
HK$377,331
+HK$18,894/mo
Deposit HK$7.45M · loan HK$67.03M · min. income ≈ HK$716,874/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$3,165,177 · Scale 2, in force from 26 Feb 2026)