LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,984
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,512
−HK$537/mo
Today · 4.125%
HK$18,049
baseline
▲ 0.50% · 4.625%
HK$19,147
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,098/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,894
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,401
−HK$514/mo
Today · 4.125%
HK$19,915
baseline
▲ 0.50% · 4.625%
HK$20,964
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,830/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,380
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,014
−HK$644/mo
Today · 4.125%
HK$21,658
baseline
▲ 0.50% · 4.625%
HK$22,976
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,316/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,673
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,281
−HK$617/mo
Today · 4.125%
HK$23,898
baseline
▲ 0.50% · 4.625%
HK$25,157
+HK$1,259/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,796/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,777
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$752/mo
Today · 4.125%
HK$25,268
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,537/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,536/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,452
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,161
−HK$720/mo
Today · 4.125%
HK$27,881
baseline
▲ 0.50% · 4.625%
HK$29,350
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,762/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,570
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,521
−HK$966/mo
Today · 4.125%
HK$32,487
baseline
▲ 0.50% · 4.625%
HK$34,464
+HK$1,977/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,974/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,009
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,921
−HK$926/mo
Today · 4.125%
HK$35,847
baseline
▲ 0.50% · 4.625%
HK$37,736
+HK$1,889/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,694/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,442 · Scale 2, in force from 26 Feb 2026)