LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,984
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,513
−HK$536/mo
Today · 4.125%
HK$18,049
baseline
▲ 0.50% · 4.625%
HK$19,148
+HK$1,099/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,098/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,402
−HK$514/mo
Today · 4.125%
HK$19,916
baseline
▲ 0.50% · 4.625%
HK$20,965
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,832/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,381
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,015
−HK$644/mo
Today · 4.125%
HK$21,659
baseline
▲ 0.50% · 4.625%
HK$22,977
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,318/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,674
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$617/mo
Today · 4.125%
HK$23,899
baseline
▲ 0.50% · 4.625%
HK$25,159
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,798/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,518
−HK$751/mo
Today · 4.125%
HK$25,269
baseline
▲ 0.50% · 4.625%
HK$26,807
+HK$1,538/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,538/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,162
−HK$720/mo
Today · 4.125%
HK$27,882
baseline
▲ 0.50% · 4.625%
HK$29,352
+HK$1,470/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,764/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,572
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$966/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,466
+HK$1,977/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,011
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,923
−HK$925/mo
Today · 4.125%
HK$35,848
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$1,890/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,696/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,452 · Scale 2, in force from 26 Feb 2026)