LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,986
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,515
−HK$537/mo
Today · 4.125%
HK$18,052
baseline
▲ 0.50% · 4.625%
HK$19,150
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,104/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,897
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,404
−HK$514/mo
Today · 4.125%
HK$19,918
baseline
▲ 0.50% · 4.625%
HK$20,968
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,836/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,384
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,018
−HK$644/mo
Today · 4.125%
HK$21,662
baseline
▲ 0.50% · 4.625%
HK$22,980
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,324/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,677
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,285
−HK$617/mo
Today · 4.125%
HK$23,902
baseline
▲ 0.50% · 4.625%
HK$25,162
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,804/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,781
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,521
−HK$751/mo
Today · 4.125%
HK$25,272
baseline
▲ 0.50% · 4.625%
HK$26,810
+HK$1,538/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,544/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,456
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,166
−HK$719/mo
Today · 4.125%
HK$27,885
baseline
▲ 0.50% · 4.625%
HK$29,355
+HK$1,470/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,770/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$966/mo
Today · 4.125%
HK$32,493
baseline
▲ 0.50% · 4.625%
HK$34,470
+HK$1,977/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,986/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,015
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,927
−HK$926/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$1,890/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,481 · Scale 2, in force from 26 Feb 2026)