LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,868
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$175,151
−HK$5,369/mo
Today · 4.125%
HK$180,520
baseline
▲ 0.50% · 4.625%
HK$191,504
+HK$10,984/mo
Deposit HK$37.25M · loan HK$37.25M · min. income ≈ HK$361,040/mo (50% DSR)
Upfront cash ≈ HK$40.41M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,976
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$194,044
−HK$5,142/mo
Today · 4.125%
HK$199,186
baseline
▲ 0.50% · 4.625%
HK$209,685
+HK$10,499/mo
Deposit HK$37.25M · loan HK$37.25M · min. income ≈ HK$398,372/mo (50% DSR)
Upfront cash ≈ HK$40.41M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,841
−HK$12,783/mo
▼ 0.25% · 3.875%
HK$210,182
−HK$6,442/mo
Today · 4.125%
HK$216,624
baseline
▲ 0.50% · 4.625%
HK$229,805
+HK$13,181/mo
Deposit HK$29.80M · loan HK$44.70M · min. income ≈ HK$433,248/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,771
−HK$12,252/mo
▼ 0.25% · 3.875%
HK$232,853
−HK$6,170/mo
Today · 4.125%
HK$239,023
baseline
▲ 0.50% · 4.625%
HK$251,622
+HK$12,599/mo
Deposit HK$29.80M · loan HK$44.70M · min. income ≈ HK$478,046/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,815
−HK$14,913/mo
▼ 0.25% · 3.875%
HK$245,212
−HK$7,516/mo
Today · 4.125%
HK$252,728
baseline
▲ 0.50% · 4.625%
HK$268,106
+HK$15,378/mo
Deposit HK$22.35M · loan HK$52.15M · min. income ≈ HK$505,456/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,566
−HK$14,294/mo
▼ 0.25% · 3.875%
HK$271,662
−HK$7,198/mo
Today · 4.125%
HK$278,860
baseline
▲ 0.50% · 4.625%
HK$293,559
+HK$14,699/mo
Deposit HK$22.35M · loan HK$52.15M · min. income ≈ HK$557,720/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,762
−HK$19,174/mo
▼ 0.25% · 3.875%
HK$315,273
−HK$9,663/mo
Today · 4.125%
HK$324,936
baseline
▲ 0.50% · 4.625%
HK$344,707
+HK$19,771/mo
Deposit HK$7.45M · loan HK$67.05M · min. income ≈ HK$649,872/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,157
−HK$18,377/mo
▼ 0.25% · 3.875%
HK$349,280
−HK$9,254/mo
Today · 4.125%
HK$358,534
baseline
▲ 0.50% · 4.625%
HK$377,433
+HK$18,899/mo
Deposit HK$7.45M · loan HK$67.05M · min. income ≈ HK$717,068/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$3,166,036 · Scale 2, in force from 26 Feb 2026)