LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,990
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,519
−HK$536/mo
Today · 4.125%
HK$18,055
baseline
▲ 0.50% · 4.625%
HK$19,154
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,110/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,901
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,408
−HK$514/mo
Today · 4.125%
HK$19,922
baseline
▲ 0.50% · 4.625%
HK$20,973
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,844/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,388
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,022
−HK$645/mo
Today · 4.125%
HK$21,667
baseline
▲ 0.50% · 4.625%
HK$22,985
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,334/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,290
−HK$617/mo
Today · 4.125%
HK$23,907
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,814/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,786
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,526
−HK$752/mo
Today · 4.125%
HK$25,278
baseline
▲ 0.50% · 4.625%
HK$26,816
+HK$1,538/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,556/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,462
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,171
−HK$720/mo
Today · 4.125%
HK$27,891
baseline
▲ 0.50% · 4.625%
HK$29,362
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,782/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,582
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,533
−HK$967/mo
Today · 4.125%
HK$32,500
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,977/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,000/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,022
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,935
−HK$925/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$37,751
+HK$1,891/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,528 · Scale 2, in force from 26 Feb 2026)