LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,991
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,520
−HK$537/mo
Today · 4.125%
HK$18,057
baseline
▲ 0.50% · 4.625%
HK$19,155
+HK$1,098/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,114/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,903
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,410
−HK$514/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$20,974
+HK$1,050/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,389
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,024
−HK$644/mo
Today · 4.125%
HK$21,668
baseline
▲ 0.50% · 4.625%
HK$22,987
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,336/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,683
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,291
−HK$618/mo
Today · 4.125%
HK$23,909
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,818/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,788
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,528
−HK$751/mo
Today · 4.125%
HK$25,279
baseline
▲ 0.50% · 4.625%
HK$26,818
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,558/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,464
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,173
−HK$720/mo
Today · 4.125%
HK$27,893
baseline
▲ 0.50% · 4.625%
HK$29,364
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,786/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,584
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,536
−HK$966/mo
Today · 4.125%
HK$32,502
baseline
▲ 0.50% · 4.625%
HK$34,480
+HK$1,978/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,004/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,025
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,937
−HK$926/mo
Today · 4.125%
HK$35,863
baseline
▲ 0.50% · 4.625%
HK$37,753
+HK$1,890/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,726/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,544 · Scale 2, in force from 26 Feb 2026)