LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,941
−HK$10,657/mo
▼ 0.25% · 3.875%
HK$175,227
−HK$5,371/mo
Today · 4.125%
HK$180,598
baseline
▲ 0.50% · 4.625%
HK$191,587
+HK$10,989/mo
Deposit HK$37.26M · loan HK$37.26M · min. income ≈ HK$361,196/mo (50% DSR)
Upfront cash ≈ HK$40.43M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,058
−HK$10,214/mo
▼ 0.25% · 3.875%
HK$194,128
−HK$5,144/mo
Today · 4.125%
HK$199,272
baseline
▲ 0.50% · 4.625%
HK$209,776
+HK$10,504/mo
Deposit HK$37.26M · loan HK$37.26M · min. income ≈ HK$398,544/mo (50% DSR)
Upfront cash ≈ HK$40.43M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,929
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$210,272
−HK$6,445/mo
Today · 4.125%
HK$216,717
baseline
▲ 0.50% · 4.625%
HK$229,904
+HK$13,187/mo
Deposit HK$29.81M · loan HK$44.72M · min. income ≈ HK$433,434/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,869
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$232,954
−HK$6,172/mo
Today · 4.125%
HK$239,126
baseline
▲ 0.50% · 4.625%
HK$251,731
+HK$12,605/mo
Deposit HK$29.81M · loan HK$44.72M · min. income ≈ HK$478,252/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,917
−HK$14,920/mo
▼ 0.25% · 3.875%
HK$245,318
−HK$7,519/mo
Today · 4.125%
HK$252,837
baseline
▲ 0.50% · 4.625%
HK$268,221
+HK$15,384/mo
Deposit HK$22.36M · loan HK$52.17M · min. income ≈ HK$505,674/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,681
−HK$14,300/mo
▼ 0.25% · 3.875%
HK$271,779
−HK$7,202/mo
Today · 4.125%
HK$278,981
baseline
▲ 0.50% · 4.625%
HK$293,686
+HK$14,705/mo
Deposit HK$22.36M · loan HK$52.17M · min. income ≈ HK$557,962/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,894
−HK$19,182/mo
▼ 0.25% · 3.875%
HK$315,409
−HK$9,667/mo
Today · 4.125%
HK$325,076
baseline
▲ 0.50% · 4.625%
HK$344,856
+HK$19,780/mo
Deposit HK$7.45M · loan HK$67.07M · min. income ≈ HK$650,152/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,304
−HK$18,385/mo
▼ 0.25% · 3.875%
HK$349,430
−HK$9,259/mo
Today · 4.125%
HK$358,689
baseline
▲ 0.50% · 4.625%
HK$377,596
+HK$18,907/mo
Deposit HK$7.45M · loan HK$67.07M · min. income ≈ HK$717,378/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$3,167,403 · Scale 2, in force from 26 Feb 2026)