LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,996
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,524
−HK$537/mo
Today · 4.125%
HK$18,061
baseline
▲ 0.50% · 4.625%
HK$19,160
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,122/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,908
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$514/mo
Today · 4.125%
HK$19,929
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,858/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,395
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,029
−HK$645/mo
Today · 4.125%
HK$21,674
baseline
▲ 0.50% · 4.625%
HK$22,993
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,348/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,689
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,298
−HK$617/mo
Today · 4.125%
HK$23,915
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,830/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,794
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,534
−HK$752/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,825
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,471
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,180
−HK$721/mo
Today · 4.125%
HK$27,901
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,470/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,802/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,592
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,544
−HK$967/mo
Today · 4.125%
HK$32,511
baseline
▲ 0.50% · 4.625%
HK$34,489
+HK$1,978/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,022/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,034
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,946
−HK$926/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$37,763
+HK$1,891/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,603 · Scale 2, in force from 26 Feb 2026)