LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,997
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,525
−HK$538/mo
Today · 4.125%
HK$18,063
baseline
▲ 0.50% · 4.625%
HK$19,162
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,126/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,909
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$514/mo
Today · 4.125%
HK$19,930
baseline
▲ 0.50% · 4.625%
HK$20,981
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,860/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,396
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,030
−HK$645/mo
Today · 4.125%
HK$21,675
baseline
▲ 0.50% · 4.625%
HK$22,994
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,350/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,690
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$617/mo
Today · 4.125%
HK$23,916
baseline
▲ 0.50% · 4.625%
HK$25,177
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,832/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,795
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,536
−HK$752/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,538/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,472
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$720/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,373
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,594
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,546
−HK$967/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,491
+HK$1,978/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,036
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,948
−HK$926/mo
Today · 4.125%
HK$35,874
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$1,891/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,748/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,616 · Scale 2, in force from 26 Feb 2026)