LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,998
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,527
−HK$537/mo
Today · 4.125%
HK$18,064
baseline
▲ 0.50% · 4.625%
HK$19,163
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,128/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,910
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,417
−HK$515/mo
Today · 4.125%
HK$19,932
baseline
▲ 0.50% · 4.625%
HK$20,982
+HK$1,050/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,864/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,398
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$645/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,996
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,692
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$617/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,797
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,538
−HK$752/mo
Today · 4.125%
HK$25,290
baseline
▲ 0.50% · 4.625%
HK$26,828
+HK$1,538/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,580/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,474
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$721/mo
Today · 4.125%
HK$27,905
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,470/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,810/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$967/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,494
+HK$1,979/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$926/mo
Today · 4.125%
HK$35,877
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$1,891/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,754/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,634 · Scale 2, in force from 26 Feb 2026)