LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,000
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,528
−HK$538/mo
Today · 4.125%
HK$18,066
baseline
▲ 0.50% · 4.625%
HK$19,165
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,132/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,912
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,419
−HK$515/mo
Today · 4.125%
HK$19,934
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,050/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,868/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,034
−HK$645/mo
Today · 4.125%
HK$21,679
baseline
▲ 0.50% · 4.625%
HK$22,998
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,358/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,303
−HK$617/mo
Today · 4.125%
HK$23,920
baseline
▲ 0.50% · 4.625%
HK$25,181
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,840/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,540
−HK$752/mo
Today · 4.125%
HK$25,292
baseline
▲ 0.50% · 4.625%
HK$26,831
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,584/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,477
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,187
−HK$720/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,378
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,599
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,551
−HK$967/mo
Today · 4.125%
HK$32,518
baseline
▲ 0.50% · 4.625%
HK$34,497
+HK$1,979/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$65,036/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,041
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,954
−HK$926/mo
Today · 4.125%
HK$35,880
baseline
▲ 0.50% · 4.625%
HK$37,772
+HK$1,892/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$71,760/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,654 · Scale 2, in force from 26 Feb 2026)