LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,040
−HK$10,663/mo
▼ 0.25% · 3.875%
HK$175,329
−HK$5,374/mo
Today · 4.125%
HK$180,703
baseline
▲ 0.50% · 4.625%
HK$191,699
+HK$10,996/mo
Deposit HK$37.29M · loan HK$37.29M · min. income ≈ HK$361,406/mo (50% DSR)
Upfront cash ≈ HK$40.45M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,168
−HK$10,220/mo
▼ 0.25% · 3.875%
HK$194,241
−HK$5,147/mo
Today · 4.125%
HK$199,388
baseline
▲ 0.50% · 4.625%
HK$209,898
+HK$10,510/mo
Deposit HK$37.29M · loan HK$37.29M · min. income ≈ HK$398,776/mo (50% DSR)
Upfront cash ≈ HK$40.45M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,048
−HK$12,796/mo
▼ 0.25% · 3.875%
HK$210,395
−HK$6,449/mo
Today · 4.125%
HK$216,844
baseline
▲ 0.50% · 4.625%
HK$230,038
+HK$13,194/mo
Deposit HK$29.83M · loan HK$44.74M · min. income ≈ HK$433,688/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,002
−HK$12,264/mo
▼ 0.25% · 3.875%
HK$233,090
−HK$6,176/mo
Today · 4.125%
HK$239,266
baseline
▲ 0.50% · 4.625%
HK$251,878
+HK$12,612/mo
Deposit HK$29.83M · loan HK$44.74M · min. income ≈ HK$478,532/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,056
−HK$14,929/mo
▼ 0.25% · 3.875%
HK$245,461
−HK$7,524/mo
Today · 4.125%
HK$252,985
baseline
▲ 0.50% · 4.625%
HK$268,378
+HK$15,393/mo
Deposit HK$22.37M · loan HK$52.20M · min. income ≈ HK$505,970/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,835
−HK$14,308/mo
▼ 0.25% · 3.875%
HK$271,938
−HK$7,205/mo
Today · 4.125%
HK$279,143
baseline
▲ 0.50% · 4.625%
HK$293,858
+HK$14,715/mo
Deposit HK$22.37M · loan HK$52.20M · min. income ≈ HK$558,286/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,072
−HK$19,194/mo
▼ 0.25% · 3.875%
HK$315,593
−HK$9,673/mo
Today · 4.125%
HK$325,266
baseline
▲ 0.50% · 4.625%
HK$345,057
+HK$19,791/mo
Deposit HK$7.46M · loan HK$67.11M · min. income ≈ HK$650,532/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,502
−HK$18,397/mo
▼ 0.25% · 3.875%
HK$349,635
−HK$9,264/mo
Today · 4.125%
HK$358,899
baseline
▲ 0.50% · 4.625%
HK$377,817
+HK$18,918/mo
Deposit HK$7.46M · loan HK$67.11M · min. income ≈ HK$717,798/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$3,169,253 · Scale 2, in force from 26 Feb 2026)