LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,006
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,535
−HK$537/mo
Today · 4.125%
HK$18,072
baseline
▲ 0.50% · 4.625%
HK$19,172
+HK$1,100/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,144/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,919
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,426
−HK$515/mo
Today · 4.125%
HK$19,941
baseline
▲ 0.50% · 4.625%
HK$20,992
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,882/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,407
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,042
−HK$644/mo
Today · 4.125%
HK$21,686
baseline
▲ 0.50% · 4.625%
HK$23,006
+HK$1,320/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,372/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,702
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$618/mo
Today · 4.125%
HK$23,929
baseline
▲ 0.50% · 4.625%
HK$25,190
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,858/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,808
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,548
−HK$753/mo
Today · 4.125%
HK$25,301
baseline
▲ 0.50% · 4.625%
HK$26,840
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,602/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,486
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,196
−HK$721/mo
Today · 4.125%
HK$27,917
baseline
▲ 0.50% · 4.625%
HK$29,389
+HK$1,472/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,834/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,610
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$968/mo
Today · 4.125%
HK$32,530
baseline
▲ 0.50% · 4.625%
HK$34,509
+HK$1,979/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$65,060/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,053
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$926/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$37,785
+HK$1,892/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$223,734 · Scale 2, in force from 26 Feb 2026)