LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,092
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$175,383
−HK$5,376/mo
Today · 4.125%
HK$180,759
baseline
▲ 0.50% · 4.625%
HK$191,757
+HK$10,998/mo
Deposit HK$37.30M · loan HK$37.30M · min. income ≈ HK$361,518/mo (50% DSR)
Upfront cash ≈ HK$40.47M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,226
−HK$10,223/mo
▼ 0.25% · 3.875%
HK$194,301
−HK$5,148/mo
Today · 4.125%
HK$199,449
baseline
▲ 0.50% · 4.625%
HK$209,963
+HK$10,514/mo
Deposit HK$37.30M · loan HK$37.30M · min. income ≈ HK$398,898/mo (50% DSR)
Upfront cash ≈ HK$40.47M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,111
−HK$12,799/mo
▼ 0.25% · 3.875%
HK$210,460
−HK$6,450/mo
Today · 4.125%
HK$216,910
baseline
▲ 0.50% · 4.625%
HK$230,109
+HK$13,199/mo
Deposit HK$29.84M · loan HK$44.76M · min. income ≈ HK$433,820/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,071
−HK$12,268/mo
▼ 0.25% · 3.875%
HK$233,161
−HK$6,178/mo
Today · 4.125%
HK$239,339
baseline
▲ 0.50% · 4.625%
HK$251,955
+HK$12,616/mo
Deposit HK$29.84M · loan HK$44.76M · min. income ≈ HK$478,678/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,129
−HK$14,933/mo
▼ 0.25% · 3.875%
HK$245,537
−HK$7,525/mo
Today · 4.125%
HK$253,062
baseline
▲ 0.50% · 4.625%
HK$268,460
+HK$15,398/mo
Deposit HK$22.38M · loan HK$52.22M · min. income ≈ HK$506,124/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,917
−HK$14,312/mo
▼ 0.25% · 3.875%
HK$272,021
−HK$7,208/mo
Today · 4.125%
HK$279,229
baseline
▲ 0.50% · 4.625%
HK$293,948
+HK$14,719/mo
Deposit HK$22.38M · loan HK$52.22M · min. income ≈ HK$558,458/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,166
−HK$19,200/mo
▼ 0.25% · 3.875%
HK$315,690
−HK$9,676/mo
Today · 4.125%
HK$325,366
baseline
▲ 0.50% · 4.625%
HK$345,163
+HK$19,797/mo
Deposit HK$7.46M · loan HK$67.13M · min. income ≈ HK$650,732/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,607
−HK$18,402/mo
▼ 0.25% · 3.875%
HK$349,742
−HK$9,267/mo
Today · 4.125%
HK$359,009
baseline
▲ 0.50% · 4.625%
HK$377,933
+HK$18,924/mo
Deposit HK$7.46M · loan HK$67.13M · min. income ≈ HK$718,018/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$3,170,226 · Scale 2, in force from 26 Feb 2026)