LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,100
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$175,391
−HK$5,376/mo
Today · 4.125%
HK$180,767
baseline
▲ 0.50% · 4.625%
HK$191,766
+HK$10,999/mo
Deposit HK$37.30M · loan HK$37.30M · min. income ≈ HK$361,534/mo (50% DSR)
Upfront cash ≈ HK$40.47M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,234
−HK$10,224/mo
▼ 0.25% · 3.875%
HK$194,310
−HK$5,148/mo
Today · 4.125%
HK$199,458
baseline
▲ 0.50% · 4.625%
HK$209,972
+HK$10,514/mo
Deposit HK$37.30M · loan HK$37.30M · min. income ≈ HK$398,916/mo (50% DSR)
Upfront cash ≈ HK$40.47M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,120
−HK$12,800/mo
▼ 0.25% · 3.875%
HK$210,469
−HK$6,451/mo
Today · 4.125%
HK$216,920
baseline
▲ 0.50% · 4.625%
HK$230,119
+HK$13,199/mo
Deposit HK$29.84M · loan HK$44.76M · min. income ≈ HK$433,840/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,081
−HK$12,269/mo
▼ 0.25% · 3.875%
HK$233,171
−HK$6,179/mo
Today · 4.125%
HK$239,350
baseline
▲ 0.50% · 4.625%
HK$251,966
+HK$12,616/mo
Deposit HK$29.84M · loan HK$44.76M · min. income ≈ HK$478,700/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,140
−HK$14,933/mo
▼ 0.25% · 3.875%
HK$245,547
−HK$7,526/mo
Today · 4.125%
HK$253,073
baseline
▲ 0.50% · 4.625%
HK$268,472
+HK$15,399/mo
Deposit HK$22.38M · loan HK$52.22M · min. income ≈ HK$506,146/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,928
−HK$14,313/mo
▼ 0.25% · 3.875%
HK$272,033
−HK$7,208/mo
Today · 4.125%
HK$279,241
baseline
▲ 0.50% · 4.625%
HK$293,961
+HK$14,720/mo
Deposit HK$22.38M · loan HK$52.22M · min. income ≈ HK$558,482/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,180
−HK$19,200/mo
▼ 0.25% · 3.875%
HK$315,704
−HK$9,676/mo
Today · 4.125%
HK$325,380
baseline
▲ 0.50% · 4.625%
HK$345,179
+HK$19,799/mo
Deposit HK$7.46M · loan HK$67.14M · min. income ≈ HK$650,760/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,622
−HK$18,403/mo
▼ 0.25% · 3.875%
HK$349,757
−HK$9,268/mo
Today · 4.125%
HK$359,025
baseline
▲ 0.50% · 4.625%
HK$377,949
+HK$18,924/mo
Deposit HK$7.46M · loan HK$67.14M · min. income ≈ HK$718,050/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$3,170,365 · Scale 2, in force from 26 Feb 2026)