LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,022
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,551
−HK$538/mo
Today · 4.125%
HK$18,089
baseline
▲ 0.50% · 4.625%
HK$19,190
+HK$1,101/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,178/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,936
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,444
−HK$515/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,011
+HK$1,052/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,918/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,426
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,061
−HK$646/mo
Today · 4.125%
HK$21,707
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,321/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,414/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,724
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,333
−HK$618/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,214
+HK$1,263/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,830
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,571
−HK$754/mo
Today · 4.125%
HK$25,325
baseline
▲ 0.50% · 4.625%
HK$26,865
+HK$1,540/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,650/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,511
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,222
−HK$721/mo
Today · 4.125%
HK$27,943
baseline
▲ 0.50% · 4.625%
HK$29,416
+HK$1,473/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,886/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,639
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,592
−HK$968/mo
Today · 4.125%
HK$32,560
baseline
▲ 0.50% · 4.625%
HK$34,541
+HK$1,981/mo
Deposit HK$746K · loan HK$6.72M · min. income ≈ HK$65,120/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,085
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,000
−HK$927/mo
Today · 4.125%
HK$35,927
baseline
▲ 0.50% · 4.625%
HK$37,821
+HK$1,894/mo
Deposit HK$746K · loan HK$6.72M · min. income ≈ HK$71,854/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$223,943 · Scale 2, in force from 26 Feb 2026)