LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,023
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,552
−HK$538/mo
Today · 4.125%
HK$18,090
baseline
▲ 0.50% · 4.625%
HK$19,191
+HK$1,101/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,180/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,938
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,445
−HK$516/mo
Today · 4.125%
HK$19,961
baseline
▲ 0.50% · 4.625%
HK$21,013
+HK$1,052/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,922/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,427
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,063
−HK$645/mo
Today · 4.125%
HK$21,708
baseline
▲ 0.50% · 4.625%
HK$23,029
+HK$1,321/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,416/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,725
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,335
−HK$618/mo
Today · 4.125%
HK$23,953
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,262/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,906/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$753/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,541/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,224
−HK$721/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,473/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,641
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,594
−HK$968/mo
Today · 4.125%
HK$32,562
baseline
▲ 0.50% · 4.625%
HK$34,544
+HK$1,982/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$65,124/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,088
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$35,002
−HK$927/mo
Today · 4.125%
HK$35,929
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$1,894/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$71,858/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$223,958 · Scale 2, in force from 26 Feb 2026)