LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,270
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$175,566
−HK$5,381/mo
Today · 4.125%
HK$180,947
baseline
▲ 0.50% · 4.625%
HK$191,957
+HK$11,010/mo
Deposit HK$37.34M · loan HK$37.34M · min. income ≈ HK$361,894/mo (50% DSR)
Upfront cash ≈ HK$40.51M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,423
−HK$10,234/mo
▼ 0.25% · 3.875%
HK$194,504
−HK$5,153/mo
Today · 4.125%
HK$199,657
baseline
▲ 0.50% · 4.625%
HK$210,182
+HK$10,525/mo
Deposit HK$37.34M · loan HK$37.34M · min. income ≈ HK$399,314/mo (50% DSR)
Upfront cash ≈ HK$40.51M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,324
−HK$12,813/mo
▼ 0.25% · 3.875%
HK$210,679
−HK$6,458/mo
Today · 4.125%
HK$217,137
baseline
▲ 0.50% · 4.625%
HK$230,349
+HK$13,212/mo
Deposit HK$29.87M · loan HK$44.80M · min. income ≈ HK$434,274/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,308
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$233,404
−HK$6,185/mo
Today · 4.125%
HK$239,589
baseline
▲ 0.50% · 4.625%
HK$252,218
+HK$12,629/mo
Deposit HK$29.87M · loan HK$44.80M · min. income ≈ HK$479,178/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,378
−HK$14,948/mo
▼ 0.25% · 3.875%
HK$245,793
−HK$7,533/mo
Today · 4.125%
HK$253,326
baseline
▲ 0.50% · 4.625%
HK$268,740
+HK$15,414/mo
Deposit HK$22.40M · loan HK$52.27M · min. income ≈ HK$506,652/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,193
−HK$14,327/mo
▼ 0.25% · 3.875%
HK$272,305
−HK$7,215/mo
Today · 4.125%
HK$279,520
baseline
▲ 0.50% · 4.625%
HK$294,254
+HK$14,734/mo
Deposit HK$22.40M · loan HK$52.27M · min. income ≈ HK$559,040/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,486
−HK$19,219/mo
▼ 0.25% · 3.875%
HK$316,019
−HK$9,686/mo
Today · 4.125%
HK$325,705
baseline
▲ 0.50% · 4.625%
HK$345,523
+HK$19,818/mo
Deposit HK$7.47M · loan HK$67.20M · min. income ≈ HK$651,410/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,962
−HK$18,421/mo
▼ 0.25% · 3.875%
HK$350,107
−HK$9,276/mo
Today · 4.125%
HK$359,383
baseline
▲ 0.50% · 4.625%
HK$378,327
+HK$18,944/mo
Deposit HK$7.47M · loan HK$67.20M · min. income ≈ HK$718,766/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$3,173,532 · Scale 2, in force from 26 Feb 2026)