LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,030
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,559
−HK$539/mo
Today · 4.125%
HK$18,098
baseline
▲ 0.50% · 4.625%
HK$19,199
+HK$1,101/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,196/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,945
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,453
−HK$516/mo
Today · 4.125%
HK$19,969
baseline
▲ 0.50% · 4.625%
HK$21,021
+HK$1,052/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,938/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,071
−HK$646/mo
Today · 4.125%
HK$21,717
baseline
▲ 0.50% · 4.625%
HK$23,039
+HK$1,322/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,434/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,734
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,344
−HK$619/mo
Today · 4.125%
HK$23,963
baseline
▲ 0.50% · 4.625%
HK$25,226
+HK$1,263/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,926/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,583
−HK$754/mo
Today · 4.125%
HK$25,337
baseline
▲ 0.50% · 4.625%
HK$26,878
+HK$1,541/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,523
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$721/mo
Today · 4.125%
HK$27,956
baseline
▲ 0.50% · 4.625%
HK$29,430
+HK$1,474/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,912/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,653
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,607
−HK$969/mo
Today · 4.125%
HK$32,576
baseline
▲ 0.50% · 4.625%
HK$34,558
+HK$1,982/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$65,152/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,102
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,016
−HK$928/mo
Today · 4.125%
HK$35,944
baseline
▲ 0.50% · 4.625%
HK$37,839
+HK$1,895/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$71,888/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,050 · Scale 2, in force from 26 Feb 2026)